Welcome to SmartPay.help. By accessing or using our website and services, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully.
1. Acceptance of Terms
By using SmartPay.help, you confirm that you are at least 18 years old and legally capable of entering into binding agreements. If you do not agree with these Terms, please do not use our services.
2. Services Provided
SmartPay.help offers online billing, invoice management, and secure payment processing solutions for individuals and businesses within the United States. We reserve the right to modify, update, or discontinue any service at our discretion.
3. User Responsibilities
- You agree to provide accurate and up-to-date billing and payment information.
- You are responsible for maintaining the confidentiality of your account login details.
- Any unauthorized or fraudulent use of our services may result in suspension or termination of your account.
4. Payments & Fees
- All payments made through SmartPay.help are processed securely via trusted payment gateways.
- You agree to pay any applicable service charges, fees, or taxes.
- We are not responsible for delays or errors caused by third-party payment processors.
5. Refund Policy
Refunds, if applicable, will be processed according to our Refund Policy (available on our website).
6. Limitation of Liability
SmartPay.help will not be held liable for:
- Any indirect, incidental, or consequential damages arising from the use of our services.
- Delays, errors, or disruptions caused by third-party service providers.
7. Privacy Policy
Your personal and financial data is handled in accordance with our Privacy Policy. We prioritize data security and comply with U.S. privacy laws.
8. Termination
We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent or illegal activities.
9. Governing Law
These Terms are governed by and interpreted in accordance with the laws of the United States, without regard to conflict of law principles.
10. Contact Information
If you have any questions regarding these Terms, please contact us at: